The most common residential and small commercial service in Canada and the U.S., single split-phase, 240 V, features a neutral and two hot legs, 240 V to each other, and 120 V each to the neutral.
So yes, if you are in North America, you have a two phase"leg" house. The different phaseslegs are normally divided to balance the load on each.
Where necessary the 240V or a two phaseleg plug is supplied for stoves and other high wattage devices.