I am a happy owner of a Garmin Fenix3 fitness watch and a developer for watch faces as well. I noticed my watch charges and communicates data through 4 pins (probably for the USB layout 0,VCC, Data+, Data-) on it's back side as shown here (http://i219.photobucket.com/albums/cc18/gaijinnv/fenix-3-back_zpsoxagq2pb.jpg) I have been using my watch in numerous occasions underwater (swimming etc) and i was always curious on how these pins (and especially the charging ones) are not short circuiting leading to power failure or "crazy" behavior.
This charger layout might be helpful too https://forums.garmin.com/filedata/fetch?id=1176424&d=1454672325