Over volt protection is a common and accepted practice .There There are many ways of doing this, but I wontwon't mention them all .First Firstly, you can place a big Zener diode across the output that is arranged to conduct heavily before the max voltvoltage rating of the chips are exceeded .If If the zener eventualyZener eventually fails short circuit the chips are safe .Secondly
Secondly, you can place a big SCR across the output that is arranged to fire when an overvoltovervoltage occurs .This This is a very old scheme that dates back to big linear regulators and mainframe computers.It is effective .Third
Thirdly, what I do is place a cheap, low RDs onRds(on) N chan mosfet-chan MOSFET in series with the output of the buck converter .I I drive the gate of the fetMOSFET with DC that comes from the convertorconverter switching waveform .I I use a simple diode pump to do this .If If the main buck converter fetFET fails short circuit which is the most likely failure mode the diode pump stops and the power is cut off .There
There are also converter topologies that dontdon't give an overvoltovervoltage when the switch fails short circuit but they are not as simple and as efficient as the buck converter.